Yes, apparently there is such a thing. At least in England.
I discovered this little bit of information while scrolling through an article on MSN this morning about the 6 Strangest Insurance Policies. You’ll have to scroll through the listing (which, to their credit, is truly strange) to find the one about ghost insurance, but it’s there. 🙂
Other insurance companies offer policies to protect against haunting by ghosts or other spirits. One of these policies was purchased by a hotel owner in England after he says he witnessed a ghost in the hotel bar. The policy would pay claims if a customer or employee were killed or permanently disabled by a ghost while on the premises.